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Check out these relatively painless ways to cut back on your expenses.
To complete this How-To you will need:
Self-discipline
Sacrifice
Open-mindedness
Step 1: Ditch the paper
Stop buying unnecessary paper products. Use cloth napkins, mop up spills with dishcloths and rags, write shopping lists on the back of junk-mail envelopes, (and stick your coupons inside).
Step 2: Give up bottled water
Give up bottled water; almost 40 percent of it comes out of the tap anyway. If you don’t like the taste of your local water, use a filter.
Step 3: Buy less food
Buy less food. The average American throws out 25 percent of the food they buy. Start monitoring what you’re trashing so you can make better choices when you shop, and make an effort to eat food before it goes bad.
Step 4: Cut the phone line
Get rid of your home phone if you have a cell phone.
Step 5: Cancel your gym membership
Cancel your gym membership. Jogging, stair-climbing, jump-roping, hula-hooping, and dancing are all free, and that’s just a partial list of what you can do to stay fit.
Tip: Canned goods and old milk jugs or detergent bottles filled with water all make good hand weights.
Step 6: Forgo the fast food
Forgo the fast food. If you really have a hankering, recreate the meals at home; all those “secret” recipes are online.
Step 7: Drop cable
Drop your cable subscription. More and more television shows are available online, and you can even hook your computer up to your TV set for the ultimate viewing experience.
Tip: If you’re subscribing to cable TV all year just for one or two premium shows, it’s cheaper to wait and rent the entire season on DVD.
Step 8: Pass on those jeans
Put down the new jeans: If you’re like the average American, you’ve already got about eight pairs and wear only two of them anyway.
Step 9: Don’t buy new jewelry
Don’t pay the 100 to 400 percent markup on jewelry. Buy baubles for yourself and gifts for others at pawn shops and estate sales instead.
Step 10: Cut down on supplements
Get rid of unnecessary vitamins, unproven supplements, and worthless cleansing or fasting products. Ask your doctor what you should be taking.
Thanks for watching How To Save Money By Eliminating 10 Things You Don’t Need! If you enjoyed this video subscribe to the Howcast YouTube channel! http://www.youtube.com/subscription_center?add_user=howcast
Duration : 0:2:23
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Apr 1 2011 Bloomberg — Bill Gross, manager of the world’s biggest bond fund at Pacific Investment Management Co., discusses the U.S. savings rate and Federal Reserve monetary policy. Gross speaks with Tom Keene and Ken Prewitt on Bloomberg Radio’s “Surveillance.” (This is an excerpt that was simulcast on Bloomberg Television.
FAIR USE NOTICE: This video may contain copyrighted material. Such material is made available for educational purposes only. This constitutes a ‘fair use’ of any such copyrighted material as provided for in Title 17 U.S.C. section 107 of the US Copyright.
Duration : 0:3:45
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GET $25 FREE FOR OPENING AN ING ACCOUNT!
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3. Bank by Internet or phone 24 hours a day, 7 days a week.
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SIGN UP NOW BELOW:
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OR VISIT FOR MORE DETAILS:
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Duration : 0:1:4
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April 1 (Bloomberg) — Bill Gross, manager of the world’s biggest bond fund at Pacific Investment Management Co., discusses the U.S. savings rate and Federal Reserve monetary policy.
Gross speaks with Tom Keene and Ken Prewitt on Bloomberg Radio’s “Surveillance.” (This is an excerpt that was simulcast on Bloomberg Television. Source: Bloomberg)
Duration : 0:3:45
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Need help saving for you or your child’s education? You can deposit up to $2000 a year into a Coverdell Education savings account! Although the monies are not deductible, it is a tax free savings account- up until the funds are distributed! For more helpful tips and advice, visit our website. In addition to FREE tax software and support, we have plenty of info on the IRS, credits and deductions.
Duration : 0:0:40
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From http://www.thestudiofiles.com
If you need to change the sample rate of your Pro Tools session or need to save a session in an earlier version of Pro Tools, this video will show you how. Both actions are done from the same file menu option.
Duration : 0:2:30
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Best Bank Hustle – America, these banks are at it again! They are hustling us, and I’m sick of it. You already know that Wells Fargo Really Sucks (you can watch the video on YouTube), but now it’s a bank called Best Bank…they suck just as badly as Wells Fargo! You can contact me at getnpaidtoday@yahoo.com (OK, ok, I misspelled the email address on the video..sorry, I was just sooo angry when I did the taping!)
Duration : 0:8:11
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Entry for iOme challenge, 2010.
Transcript:
Is your economy under-performing? Is your Social Security system capable of supporting you through your retirement years? Do domestic businesses depend on foreign capital to finance investment? Do you lie awake at night worried about what will happen if investors abroad suddenly decide to stop purchasing U.S. government debt?
If you are experiencing any of these symptoms, your country may be suffering from a condition called low Personal Savings Rate. Without proper treatment, a low personal Savings rate may lead to increased unemployment and a lower quality of life.
Fortunately, there is a simple and effective treatment. Increase your personal savings rate to at least 6% of your pretax income. Household saving is an important source of funds to finance domestic investment and a way to ensure that you can live comfortably in retirement. A high personal savings rate may even contribute to long term, sustainable growth in your economy.
A 6% PSR is not for everyone. Some individuals may need a higher savings rate. Talk to a your financial advisor and ask if 6% is right for you.
6%. Smart savings for a brighter future.
Duration : 0:1:0
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http://Creditchoices.co.uk show you how to save tax by saving in ISAs. Learn why ISAs are better than standard savings accounts from Creditchoices’ expert.
Duration : 0:1:50
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Pauline Frommer is advising millions of travelers that to get the best hotel rate, they should call the hotel manager directly.
Duration : 0:6:0
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