How Safe are Money Market Accounts? [NBC: 6-24-2011]

Posted by admin on June 28th, 2011 and filed under high yield savings account | No Comments »

Friday June 24 2011 3:05 pm
http://www.msnbc.msn.com/?id=11881780&q=How+Safe+are+Money+Market+Accounts?+&search=&p=1&st=1&sm=user

Sun Studio is a recording studio opened by rock pioneer Sam Phillips at 706 Union Avenue in Memphis, Tennessee, on January 3, 1950. It was originally called Memphis Recording Service, sharing the same building with the Sun Records label business. Reputedly the first rock-and-roll single, Jackie Brenston and his Delta Cats’ ‘Rocket 88′ was recorded there in 1951 with song composer Ike Turner on keyboards, leading the studio to claim status as the birthplace of rock & roll. Blues and R&B artists like Howlin’ Wolf, Junior Parker, Little Milton, B. B. King, James Cotton, Rufus Thomas, and Rosco Gordon recorded there in the early 1950s. Rock-and-roll, country music, and rockabilly artists, including Johnny Cash, Elvis Presley, Carl Perkins, Roy Orbison, Charlie Feathers, Ray Harris, Warren Smith, Charlie Rich, and Jerry Lee Lewis, recorded there throughout the mid to late 1950s until the studio outgrew its Union Avenue location. Sam Phillips opened the larger Sam C. Phillips Recording Studio, better known as Phillips Recording, in 1959 to take the place of the older facility. Since Sam had invested in the Holiday Inn Hotel chain earlier, he also recorded artist starting in 1963 on the label Holiday Inn Records for Kemmons Wilson. In 1957, Bill Justis recorded his Grammy Hall of Fame song ‘Raunchy’ for Sam Phillips and worked as a musical director at Sun Records.

Duration : 0:4:22

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Financial and Investment Report (Silver, Oil, Interest Rate Hike, Cutting Personal Spending)

Posted by admin on June 3rd, 2011 and filed under best savings interest rates | 13 Comments »

Reaction to the commodity markets and interest rate hike in China. Also more personal finance tips.

Duration : 0:6:41

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

XtraPlan walkthrough business review launch

Posted by admin on May 3rd, 2011 and filed under highest savings account | No Comments »

http://www.XtraPlanForYou.com
Refferal Code: retirehappy
Scott Raley, XtraPlan Independent Associate
Phone: 805-852-1400
Website Referral Code: retirehappy

South Florida-based financial-management service called XtraPlan.org that allows members to earn back a portion of day-to-day shopping bills via automated deposits made by participating retailers into a tax-free retirement account.

In short, you shop, and money ends up in your retirement investment account. Unlike an IRA or other government retirement plan, members of XtraPlan.org can withdraw their tax-free contributions anytime without penalty .

“Whenever I purchase something at Target or Walmart, a portion of what I spend goes to my retirement plan. It’s a no-brainer,” said Jons, a software-company worker.

There is no cost to join XtraPlan.org, and members start earning contributions toward retirement as soon as they sign up and begin to shop online with participating national retailers. VIP Debit Card Coming Soon
Members then continue to build up the account as they shop online with a designated list of thousands of retailers, including Walgreens, Home Depot, Target, Best Buy , Gap, Publix, Winn-Dixie, Kohl’s, Sam’s Club, Staples, Sears, Toys “R” Us, H&R Block and Old Navy . Each offers a different percentage back per purchase, from 1 percent to 20 percent.

For instance, Walmart offers 2 percent of the total bill back per purchase, while AT&T offers members 5 percent back of their monthly service bill.

If you eat out, you’ll be glad to know that deals for meals abound at local establishments offering the highest retirement rewards. Just sign in at XtraPlan.org, link to Restaurants.com to choose a participating eatery and then purchase a $25 gift card for as low as $10. On top of that savings, members may also earn as much as 20 per cent of the $10 they paid for the gift card, which then goes toward their retirement account.

Scott Raley, XtraPlan Independent Associate

Phone: 805-852-1400
http://www.XtraPlan.org
Website Referral Code: retirehappy

PS. Remember, this is your account with full access 24/7, allowing you the option to withdraw your funds at any time.

Start shopping today and begin building your nest egg for tomorrow!

Remember share it with your family and so together everyone builds their personal nest egg by shopping in their XtraPlan mall and each one will earn the XtraPlan contributions on their purchases.

XtraPlan IS NOT a scam. It’s real! It’s Legitimate!
XtraPlan is a Valuable Solution to putting money into your nest egg! Referral marketing is all about offering real Value, and not pitching your opp and marketing your company replicated website.

Duration : 0:10:18

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

ING DIRECT ORANGE KEY FOR THRIVE CHEQUING SAVINGS MORTGAGE INVESTMENT ACCOUNTS

Posted by admin on May 3rd, 2011 and filed under high interest savings account | No Comments »

GET $25 FREE FOR OPENING AN ING ACCOUNT!

Earn money with an ING DIRECT NO FEE CHEQUING OR HIGH INTEREST INVESTMENT AND MORTGAGE accounts. What does this mean? It means that when you open an ING DIRECT Account – be it an Investment Savings Account, RSP, Tax-Free savings account, or GIC with a $100 or more, we’ll start you off with a $25 Bonus! Or if you’re looking for a mortgage, why not get an unmortgage with ING DIRECT and get a $25 Bonus too!Here’s how easy it is:

1. Complete the online Enrollment Form (http://www.ingdirect.ca/en/signmeup/index.html). Don’t forget to include this valid Orange Key 14792909S1.

2. If you’ve opened an Investment Savings Account, RSP or GIC, write a pre-printed personal cheque, payable to you, for $100 or more for your first deposit. The $25 Bonus will be added to your first deposit.

3. Bank by Internet or phone 24 hours a day, 7 days a week.

WHY OPEN AN ACCOUNT? BECAUSE WITH ABSOLUTELY NO FEES OR SERVICE CHARGES EVER! YOUR MONEY IS YOUR MONEY, ITS NOT FAIR TO BE BILLED FOR PAYING A BILL.

Questions? Please call us at 1-888-464-8787 and experience the high level of service and courtesy you’ll enjoy as a Client. You can also open your account over the phone.

SIGN UP NOW BELOW:

http://www.ingdirect.ca/en/signmeup/index.html

OR VISIT FOR MORE DETAILS:

http://ingdirectorangekeyforsavingsandthrive.blogspot.com/2011/04/get-25-free-for-opening-ing-account.html

Duration : 0:1:4

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

FREE Retirement Pension Plan Shop Your Way to Retirement

Posted by admin on April 20th, 2011 and filed under highest savings account | No Comments »

http://www.XtraPensionAcct.blogspot.com

Scott Raley, XtraPlan Independent Associate
Phone: 805-852-1400
Website Referral Code: retireinstyle

South Florida-based financial-management service called XtraPlan.org that allows members to earn back a portion of day-to-day shopping bills via automated deposits made by participating retailers into a tax-free retirement account.

In short, you shop, and money ends up in your retirement investment account. Unlike an IRA or other government retirement plan, members of XtraPlan.org can withdraw their tax-free contributions anytime without penalty .

“Whenever I purchase something at Target or Walmart, a portion of what I spend goes to my retirement plan. It’s a no-brainer,” said Jons, a software-company worker.

There is no cost to join XtraPlan.org, and members start earning contributions toward retirement as soon as they sign up and begin to shop online with participating national retailers. VIP Debit Card Coming Soon
Members then continue to build up the account as they shop online with a designated list of thousands of retailers, including Walgreens, Home Depot, Target, Best Buy , Gap, Publix, Winn-Dixie, Kohl’s, Sam’s Club, Staples, Sears, Toys “R” Us, H&R Block and Old Navy . Each offers a different percentage back per purchase, from 1 percent to 20 percent.

For instance, Walmart offers 2 percent of the total bill back per purchase, while AT&T offers members 5 percent back of their monthly service bill.

If you eat out, you’ll be glad to know that deals for meals abound at local establishments offering the highest retirement rewards. Just sign in at XtraPlan.org, link to Restaurants.com to choose a participating eatery and then purchase a $25 gift card for as low as $10. On top of that savings, members may also earn as much as 20 per cent of the $10 they paid for the gift card, which then goes toward their retirement account.

Scott Raley, XtraPlan Independent Associate

Phone: 805-852-1400

Website Referral Code: retireinstyle

PS. Remember, this is your account with full access 24/7, allowing you the option to withdraw your funds at any time.

Start shopping today and begin building your nest egg for tomorrow!

Remember share it with your family and so together everyone builds their personal nest egg by shopping in their XtraPlan mall and each one will earn the XtraPlan contributions on their purchases.

XtraPlan IS NOT a scam. It’s real! It’s Legitimate!
XtraPlan is a Valuable Solution to putting money into your nest egg! Referral marketing is all about offering real Value, and not pitching your opp and marketing your company replicated website.

Duration : 0:5:48

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

CD Rates

Posted by admin on March 19th, 2011 and filed under best savings rate | No Comments »

http://ho-me-refinancing.com/cd-rates

If you want an investment that maintains your principal, Certificates of Deposit (CDs) are a great way to go.

The best feature of a certificate of deposit is lack of market risk because the rate is guaranteed for the life of the deposit and you don’t have to lose sleep over night thinking you’re going to lose 50% over a few months.

Certificates of deposits (CD) are short to medium-term debt instruments Issued generally by commercial banks and other financial institutions to investors

Investors will lend money to the institutions for a certain amount of time in which investors cannot withdraw the amount. In exchange, the banks will pay a predetermined rate of interest to the investors called Certificate Of Deposit Rate (CD Rate).

Buying a CD during the times when interest rates are at their highest can give an investor higher returns. Given this, investors who’re planning to cash in on CDs would do well to research on the history and the trends of CD rates, as this can help them plan on when would be the best time to get in on the action

01. Doing the research

With the Internet and technology today, it’s so easy to find the best rate. Start using services online where you can find the best rates.

Never ever just sign up for the first CD rate you see because you’re just asking for trouble. Your typical brick and mortar stores usually have the worst rates. This is why I would recommend you bank online.

Continue to part 2
But if you want to learn more about CD Rates
Please visit our website:
ho-me-refinancing.com/cd-rates

Duration : 0:1:39

Read the rest of this entry »

Technorati Tags: , , ,

V2. The P/E Ratio

Posted by admin on March 10th, 2011 and filed under savings rate | 18 Comments »

The first valuation method is detailed in this video – the P/E ratio. Often referred to and spoken about – it is certainly worth knowing what this valuation method involves – in terms of both advantages and disadvantages.

Duration : 0:5:18

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , ,

REITs Key to Maximizing Returns in ‘New Normal’ Economy – PIMCO’s Stacy Schaus on Retirement Plans

Posted by admin on March 7th, 2011 and filed under savings rate | No Comments »

http://www.reit.com To reach retirement income goals especially in an anticipated lower return, higher volatility environment, defined contribution (DC) plan participants need a more conservative, diversified and risk-managed approach to investing–fortunately this is attainable especially through professionally managed target-date strategies.

Stacy Schaus, senior vice president and defined contribution practice leader for PIMCO, spoke with REIT.com recently about the DC market, the role REITs should play in the plans, and advice for plan sponsors. She also discussed the paper she recently co-authored, “Designing Outcome-Oriented Defined Contribution Plans: Maximizing Absolute and Risk-Adjusted Returns for a New Normal Economy.”

Schaus said there are three areas plan sponsors should focus on to improve retirement success for their DC participants: help participants increase savings rates; offer professional asset allocation; and improve risk management.

“The first step is to get them into the plans,” Schaus said. “Auto enrollment programs have helped increase participation rates. Defaulting in at the match level, which is typically 6 percent, will make a significant difference. Then get them saving more, which can be done by pumping up their savings rate via auto escalation at a 2 percent rather than 1 percent clip.”

Schaus said that plan sponsors should offer professionally managed asset allocation, for instance target-date strategies. She said these strategies allow professionals to determine the asset classes, asset mix, and how to change it over time.

“Whether packaged funds or open architecture, these strategies tap into the expertise of plan sponsors, consultants or other investment experts to deliver better outcomes than participants may achieve on their own,” Schaus said. “What’s important is the professional oversight opens the door to more institutional or ‘DB-like’ investing, allowing inclusion of important diversifying asset classes such as TIPS, commodities and real estate.”

Risk management is also critical to improving outcomes for participants, Schaus said.

“By placing the asset allocation and management in the hands of professionals, the door is open to evaluate and manage risk with more advanced techniques and skill. This includes introducing more assets that are likely to add important diversification to reduce overall risk, implementation of tactical asset allocation to enhance returns, as well as introducing strategies to cushion participant assets in the event of a market shock,” Schaus said.

PIMCO is a believer in a real assets strategy, which includes healthy allocations to asset classes such as commodities, TIPS and REITs because most workers in the U.S. will depend on their DC plan to provide the primary source of retirement income beyond social security.

“We know that perhaps the most significant risk retirees face is the erosion of purchasing power of their hard-earned dollars,” she said. “To address this risk, we want to make sure that worker’s DC savings keep pace with inflation as they approach retirement and more importantly as they begin drawing down these assets during their retirement years.”

With this objective in mind, Schaus said PIMCO seeks assets that are most likely to keep pace with inflation. “TIPS provide some inflation protection over time, with low volatility and low credit risk. Commodities, while more risky, provide exposure to food and energy, which are the most volatile components of inflation,” she said. “And real estate provides some diversification as well as some protection from longer term inflation.”

PIMCO’s recommended target-date fund glidepaths feature allocations of up to 15 percent to REITs.

“During accumulation, while a participant is still working, real estate can provide some diversification as well as longer-term inflation protection,” Schaus said. “Also, the liquidity of REITs is a great way for a DC plan to get its real estate exposure.”

By Kurt Walten

Duration : 0:5:10

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Southland Ventures High Return Secured Investing 10% – Foreclosure Profits

Posted by admin on February 25th, 2011 and filed under high yield savings account | No Comments »

High Return Secured Investing Brochure http://www.cornerbroker.com/Link.asp?mnu=207245
Web Page http://www.cornerbroker.com/Link.asp?mnu=207241

Duration : 0:1:4

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

SmarTrend MidDay Market Update: October 1, 2010

Posted by admin on February 16th, 2011 and filed under savings rate | No Comments »

The major U.S. equity indices are trading mixed Friday afternoon, despite a global boost to markets from positive Chinese manufacturing data. Economic reports showed that personal income and spending rose above economist expectations in August. Incomes climbed at their fastest rate in eight months. The savings rate, however, also received a boost, pointing to a potential slow down in spending in the near future. Consumer sentiment was not as strong as in August, but managed to come in above expectations. In corporate news, Susquehanna downgraded Netflix Inc. (NASDAQ:NFLX) from Neutral to Sell, with a $120 price target. Shares of Amazon.com, Inc. (NASDAQ:AMZN) fell over 1.5% in early trading after McAdams Wright Ragen analyst Dan Geiman downgraded the online retailer to Hold. Geiman said: “We’re still quite favorable on the company’s prospects in the coming quarters, despite near-term headwinds related to marketing-related expenses supporting Kindle and ongoing investments to increase the company’s fulfillment capacity, as well as more difficult sales and margin comparisons.” The Dow Jones Industrial Average (INDEXDJX:.DJI) is trading 0.25% higher at 10,815.07, the S&P500 (INDEXSP:.INX) is trading 0.19% higher at 1,143.37, and the Nasdaq Composite (INDEXNASDAQ:.IXIC) is trading 0.13% lower at 2,365.56

Duration : 0:1:48

Read the rest of this entry »

Technorati Tags: , , , , , , , , , , , , , , , , , , ,