New Bank Fees Headed Your Way [FOX 11-03-2011]

Posted by admin on November 6th, 2011 and filed under high yield savings account | 1 Comment »

‘Break My Bank’ is a song by American hip-hop duo New Boyz featuring Virgin Islands singer Iyaz. It was written by the group with Matt Squire and Damon Sharpe. The song is the lead single from their second studio album, Too Cool to Care.’Break My Bank’ features an electronic ’sugary’ beat with synths and strings. The song features Iyaz singing reggae-rhythmed hook, as New Boyz deliver their lines in a ’sing-song’ style over a electronic beat and pop hooks. The lyrics refer to them ‘emptying their wallets to keep the attention of their desired girlfriends,’ through lines such as, ‘Had to scrape for some change / So I went to the bank / When I see her she was so fine like that / So I hit it right back pull out more stacks / She make me wanna break my bank.’
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Duration : 0:5:34

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Checking and Saving Accounts For Dummies

Posted by admin on October 27th, 2011 and filed under savings account | 1 Comment »

This video is for Consumer’s Ed class, which our class had for some reason the LAST week of school right before finals. Actually no, this video IS our finals for that class. Anyway, we got to choose between doing a live performance or a video, and as you can see .. I’m not exactly Natalie Portman when it comes to acting, so I managed to persuade my fellow group members to make a video instead. Enjoy.

Original script (some changes have been made):
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Narration: This is Jessica. She loves shopping and today she got her first payment from her summerjob. Today, she’s going to the bank for the first time. (Poster of a bank)

Teller (M): Welcome to Lincoln Bank
Jessica: Hi, I want to open an account
Teller: what kind of account do you want to open?
Jessica: whichever account that lets me take money out.
Teller: we have two kinds of accounts: a savings account and a checking account.
Jessica: what’s the difference?
Teller: Well, a checkings account allows you to deposit and withdraw money from it at any time, whether it’s electronically, via your ATM, or by paying with a check. You will also receive a debit card and a checkbook to withdraw money from that account. A savings account lets you save money and you can watch it grow with interest. Withdrawals, however, are harder to make from a savings account than by a checking account.
Jessica: Can I open both accounts?
Teller: Yes, just fill out these papers… (hands her papers)
Jessica: I dunno what to do.. I got to go home and look up the stuff
-end scene-

Narrator: This is how you’re supposed to do it. Remember, if there is anything you don’t understand, go home and research the different accounts at your bank. (Jessica at home, typing on her computer)

Jessica: (typing and on phone) hmm… I think I’ll go to Koehler Bank instead of Lincoln Bank- they don’t charge a monthly fee for checking and savings accounts. I only need a minimum opening deposit $25. Well gotta go Mom! Soon I’ll have my own bank accounts!

Narrator (M): Thanks to researching, Jessica found another bank that was more suitable for her. She’s now going to Koehler Bank to open her accounts.

Teller (A): Good evening, how can I help you?
Jessica: Hey, I would like to open a checkings account and a savings account, thanks. Also, I’d like to know any specific information related to the accounts.
Teller: Sure! Unless most other banks who do not offer interests, our checking account has a 0.25% annual payment yield! However, you’ll need to have at least $25 on your account every month. If you don’t, we’ll charge an additional $10 every month until your the minimum limit is met. You can withdraw money from your account whenever you want to as long as your have money available in it.
Jessica: I see, how about the savings account?
Teller: Our savings account gives you a 1% apy. Also, you are restricted to 6 withdrawals per month.
Jessica: What about the fees?
Teller: For the checking account, beside the $25 limit there is ATM usage fees, online access and bill fee, as well as an overdraft fee. There’s no fee for the savings account.
Jessica: I see. Well, then I’d like to open both accounts here, thank you!
Teller: Very well, just sign here and you’re good to go. (Jessica signs) Here is your debit card and your check book. Have a good day!

Narrator: And just like that, Jessica opened her first bank accounts. She can now go shopping using her debit card and check book from her checking account and earn money with her savings account. She lived happily ever after. Thank you for watching.

Duration : 0:3:34

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7 Ways to Spend Less-Save More

Posted by admin on October 14th, 2011 and filed under high interest savings account | No Comments »

More tips on how to save money! Kerry and Vivi discuss paying yourself first through automated savings and how to pay down high interest credit cards.

Feel free to visit Premier America Credit Union’s website at http://www.premier.org. Premier America is committed to providing exceptional service to individuals and small businesses. We offer checking and savings accounts to individuals and businesses; business and auto loans; high yields on certificates and money market accounts; insurance; home mortgages and lines of credit; as well as a full line of investment services. Our members enjoy free access to 28,000+ CO-OP ATMS and 3,600+ shared branches nationwide along with free online services including home banking, eStatements and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, and Woodland Hills, California as well as Houston, Texas.

Duration : 0:5:24

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COASTAL – Go Green Checking – Get Rewarded For Things You Do Every Day Commercial – Version 1

Posted by admin on October 10th, 2011 and filed under high yield savings account | No Comments »

Get rewarded for things you do every day. Now Go Green Checking offers you more, simply for using your debit card. Visit www.COASTAL24.com/GoGreen today!

*APY = Annual Percentage Yield. APY is variable and may change after the account is opened, and is accurate as of 10-1-11. Fees may reduce earnings. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Duration : 0:0:35

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Should Investors Focus on Higher-Dividend-Paying Stocks [FOX 10-03-2011]

Posted by admin on October 10th, 2011 and filed under high yield savings account | No Comments »

The P/E ratio (price-to-earnings ratio) of a stock (also called its ‘P/E’, or simply ‘multiple’) is a measure of the price paid for a share relative to the annual net income or profit earned by the firm per share. The P/E ratio can therefore alternatively be calculated by dividing the company’s market capitalization by its total annual earnings. Unlike the EV/EBITDA multiple which is capital structure-neutral, the price-to-earnings ratio reflects the capital structure of the company in question. The price-to-earnings ratio is a financial ratio used for valuation: a higher P/E ratio means that investors are paying more for each unit of net income, so the stock is more expensive compared to one with a lower P/E ratio. The P/E ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back purchase price, ignoring inflation and time value of money. The P/E ratio also shows current investor demand for a company share. The reciprocal of the P/E ratio is known as the earnings yield. The earnings yield is an estimate of the expected return from holding the stock if we accept certain restrictive assumptions (a discussion of these assumptions can be found here).
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Duration : 0:2:53

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COASTAL – Go Green Checking – Get Rewarded For Things You Do Every Day Commercial – Version 2

Posted by admin on October 7th, 2011 and filed under high yield savings account | No Comments »

Get rewarded for things you do every day. Now Go Green Checking offers you more, simply for using your debit card. Visit www.COASTAL24.com/GoGreen today!

*APY = Annual Percentage Yield. APY is variable and may change after the account is opened, and is accurate as of 10-1-11. Fees may reduce earnings. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Duration : 0:0:34

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Save Your Money! ING Direct Canada – High Interest, $25 SignUp Bonus! Refer Others, Make $2,000!

Posted by admin on September 21st, 2011 and filed under high interest savings account | 2 Comments »

NOTE: THE FOLLOWING DESCRIPTION IS FOR CANADIANS ONLY
NOTE 2: READ DESCRIPTION THOROUGHLY

If you’re reading this ad, the title has obviously sparked your interest. I’m sure you’ve come across ads like this all the time only to be more than skeptical. Well, I would be too if I were. In fact, I’m always skeptical. But let me tell you this…

There’s a “virtual” bank, called ING Direct. They are virtual, meaning they have no branches with tellers for you to go see, it’s strictly online. Now, with this bank, they have high interest savings accounts. I decided one day to open an account because at the time, the interest was 3.5% and I’ve seen it rise to even 4%. Now, go to your local bank, and find out what their interest rate is on a savings account. I can guarantee it will not be that high. Unfortunately, due to the decline in the economy, the interest has lowered down to 1.5%. But either way, here’s the kicker…

ING Direct’s high interest savings accounts have absolutely NO FEES. This means you are never charged a service fee by them. You can take your money out whenever you feel via online money transfer, or bank machine, without ever being charged a penny. This also applies to their new Checking accounts, which I’ve also opened an account of. Now look at your last statement and tell me how much your bank robs from you each month, hell, each year, just to spend your own money. I thought so. But there’s more…

When I first opened my account, I wanted to start a real savings plan because it’s something I never really stuck to. I seen interest paid monthly, and it wasn’t just a penny or two, it was dollar amounts, with little in the account. This excited me. Then, they came out with a referral marketing strategy to bring on new customers. Now don’t let this scare you away, this is 100% legit. Word of mouth goes a long way these days for businesses. The deal was, I would get $13 for every customer I referred to them to open up a high interest savings account. The only catch is, the referral had to open up with an initial deposit of $100. Now if putting away $100 scares you, then you can stop reading and leave now. If you’re serious about saving, then continue.

So you take $100, throw it into this new account. It’s tied to your local bank account you have now so that you can switch money from accounts back and forth as you please. Once you make the deposit of $100, not only would I get the $13 bonus, SO DO YOU. So instantly you’ve made yourself $13, just for opening an account! How great is that? But wait, it’s better!

For every 10 referrals I make, I get a bonus on top of the normal payout per referral. I thought to myself one day, I’m going to make a video and put it on YouTube and see what happens. I put up the description with the video and let ‘er go… Maybe a few weeks later I got an e-mail from ING advising of a new referral and a deposit of $13 into my account. Sure enough, I check and there it is. And then a few days after that. Then so on and so on. Eventually, they just stopped e-mailing me.

One day, a few days before Christmas, I was pretty near broke. I received an express parcel in the mail with a hard cover book on how the bank got started (mind you I never read it), along with a letter advising of a $200 bonus for my referrals. Talk about make my day….

So this is a lot of reading I’m sure, but I really want to put in every detail with honesty to let you know how great this bank is. Before I finish off I would like to say that ING has since raised the referral AND signup bonus from $13, to $25. Now that’s some serious money. Sign up 50 people, and you get $2,000 from all referrals, along with each increment of 10 referral bonuses of up to 50 total referrals.

All you need to do, is do exactly what I’m doing now. Tell your friends, family, post on forums, blogs, etc… YouTube works amazingly though. Unfortunately, they took my video down because I had used a commercial and it was copyright infringement. Since that video went down my referrals have literally halted. Here’s my new video in hopes of getting the flow going again and helping others do the same. And it’s ALL FREE. The referral money, the bonuses, plus the interest on top of it all. And not a penny sucked out of it from the bank. They are seriously, the best bank I’ve ever dealt with.

SO IF YOU ARE SERIOUS AND WANT TO START SAVING TODAY FOR THAT NEW CAR, NECKLACE, HOUSE, VACATION, OR JUST TO HAVE EMERGENCY MONEY ON HAND, SIGN UP AT http://ingdirect.ca/en/isafriends and use the orange key below when signing up to get your $25 deposit for opening an account:

Proof Link 1: http://www.mediafire.com/i/?72×4cm47yp1cafh
Proof Link 2: http://www.mediafire.com/i/?ae4ci47ebpd14wa

SIGNUP LINK: http://ingdirect.ca/en/isafriends
ORANGE KEY: 16260877S1

Duration : 0:3:18

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Top 5 Best Business Bank Accounts in 2011

Posted by admin on September 17th, 2011 and filed under best bank account | 1 Comment »

http://www.businessbankaccount.co/business-bank-account-comparison In this video I go over the 5 best business bank account for 2011 based on hundreds of online reviews at popular review sites.

The top 5 includes…
1. ING
2. Citibank
3. HSBC
4. Capital One
5. Chase

To learn more about these bank account and see which one fits your needs the best visit http://www.businessbankaccount.co

Duration : 0:3:12

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Cramer’s Mad Dash – High Yield [NBC 8-10-2011]

Posted by admin on August 13th, 2011 and filed under high yield savings account | No Comments »

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Thursday August 11 2011 10:11 pm
http://www.msnbc.msn.com/?id=11881780&q=Cramer’s+Mad+Dash+-+High+Yield+&search=&p=1&st=1&sm=user

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Duration : 0:6:21

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How Safe are Money Market Accounts? [NBC: 6-24-2011]

Posted by admin on June 28th, 2011 and filed under high yield savings account | No Comments »

Friday June 24 2011 3:05 pm
http://www.msnbc.msn.com/?id=11881780&q=How+Safe+are+Money+Market+Accounts?+&search=&p=1&st=1&sm=user

Sun Studio is a recording studio opened by rock pioneer Sam Phillips at 706 Union Avenue in Memphis, Tennessee, on January 3, 1950. It was originally called Memphis Recording Service, sharing the same building with the Sun Records label business. Reputedly the first rock-and-roll single, Jackie Brenston and his Delta Cats’ ‘Rocket 88′ was recorded there in 1951 with song composer Ike Turner on keyboards, leading the studio to claim status as the birthplace of rock & roll. Blues and R&B artists like Howlin’ Wolf, Junior Parker, Little Milton, B. B. King, James Cotton, Rufus Thomas, and Rosco Gordon recorded there in the early 1950s. Rock-and-roll, country music, and rockabilly artists, including Johnny Cash, Elvis Presley, Carl Perkins, Roy Orbison, Charlie Feathers, Ray Harris, Warren Smith, Charlie Rich, and Jerry Lee Lewis, recorded there throughout the mid to late 1950s until the studio outgrew its Union Avenue location. Sam Phillips opened the larger Sam C. Phillips Recording Studio, better known as Phillips Recording, in 1959 to take the place of the older facility. Since Sam had invested in the Holiday Inn Hotel chain earlier, he also recorded artist starting in 1963 on the label Holiday Inn Records for Kemmons Wilson. In 1957, Bill Justis recorded his Grammy Hall of Fame song ‘Raunchy’ for Sam Phillips and worked as a musical director at Sun Records.

Duration : 0:4:22

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