Talking with midday bulletin news of Wedneday 25 January , the minister of finance Shamseldin Hoseini confirmed increase of interests paid to savings at 21 % and Central bank measures for control of sky racketing foreign currency exchange rate .
Duration : 0:8:25
USA gives interest rate of 0.25% on a savings account. A savings account in India or Pakistan gives 10-15% on local currency savings accounts. That is a big difference. Why can’t I make money by exchanging US dollars to local currency and opening an account in these countries? I know the currency buys and sells at different rates but shouldn’t that huge interest rate should easily offset that. Please explain. Thanks!
Your money is not federally insured in other countries.
If the bank goes under – you lose all your money.
http://ask.van.fedex.com/video/fedex-great-rates-hotline. You can get the best possible rates on international shipping days in advance, or right up to the last minute. This video tells you two different ways you can access rates for a variety of different shipping services using The FedEx Great Rates Hotline. Watch and start saving today on imports and exports between the U.S. and more than 200 countries and territories worldwide. http://www.fedex.com/us/greatrates.
Duration : 0:3:10
“The American consumer is like that bad guy in a zombie movie; shoot him; stab him. He keeps coming forward. But in the case of the consumer, it’s more like: depress his wage, make him unemployed, ruin his confidence make no job growth, lower his savings rate — none of it matters, he or she just keeps on racking up those charges.”
Robert Brusca
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Duration : 0:14:23
This is the VOA Special English Economics Report , from http://voaspecialenglish.com | http://facebook.com/voalearningenglish
Today, retirement can mean different things. For many Americans, it means the end of the money-earning part of their life and the beginning of a period of enjoyment. But retirement calls for planning and savings.In many countries, employers may offer some kind of retirement savings plan. The plan could be linked to the company’s stock or to a managed investment service. Almost any financial planner will say workers should use these plans to save money easily: often directly from their wages. But an employer plan should not be your only way to save for retirement.Pete D’Arruda heads his own financial planning company and gives retirement advice on radio shows and television. He tells people to save whenever possible. But he says as retirement nears, you must take fewer financial risks. “There’s three stages of life there when we look at it. There’s the part where you’re earning money. And when you’re earning money, if you have a salary, it makes it easier to take risk because you know that if you lose the money you can go back and earn some more.” By risks, Pete D’Arruda means investing in stocks and other financial instruments that can lose value quickly. He says people should move money away from riskier investments as they age even if there is a possibility of a higher rate of return. Instead, investors nearing retirement should seek more secure investments for their savings. “But then we get to the transition phase when we’re within five years or so of retirement. I call it the financial red zone because now is the time when you need to protect what you have, you need to start transitioning away from the risk of Wall Street and into safe places that guarantee lifetime income.” Pete D’Arruda has a simple way of deciding how much of your retirement savings should be at risk. He says take your age and put a percentage after it. That is the percentage of your retirement savings that should be fully protected from losing value. So, for a sixty-five-year-old, “sixty-five percent of the money must be in a place that can’t lose it. The reason why is when you’re in retirement it’s impossible to get the money back that you lost because you don’t have a salary coming in.”One recent survey by the Charles Schwab company found that forty-four percent of baby boomers feel secure in their readiness for retirement. Baby boomers are the generation of Americans born after World War Two. For VOA Special English, I’m Alex Villarreal.(Adapted from a radio program broadcast 28Oct2011)
Duration : 0:3:59
Kung Fu Maintenance shares the experience in real time. How to charge an AC when your gauges are on their last leg and you can not trust them. How to charge a typical split system that is low on freon.
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Duration : 0:33:30
GOP presidential candidate Rep. Ron Paul will unveil his economic plan Monday afternoon, calling for a lower corporate tax rate, cutting spending by $1 trillion during his first year in office and eliminating five cabinet-level agencies, including the Education Department, according to excerpts released to Washington Wire.
Mr. Paul’s “Restore America” plan calls for a drastically reduced federal government to help spur American business — a familiar theme for the Texas Republican and many of the GOP White House hopefuls. But unlike some of his Republican rivals who have released economic plans, the libertarian congressman mostly avoids the weeds of tax and trade policy, according to excerpts.
The Paul plan would also lower the corporate tax rate to 15% from 35%, though it is silent on personal income tax rates, which Mr. Paul would like to abolish. The congressman would end taxes on personal savings and extend “all Bush tax cuts.”
He would also allow U.S. firms to repatriate capital without additional taxes. Some lawmakers have recently proposed such legislation as a way to spur job growth. Its critics argue that a tax holiday for companies with money abroad has not historically led to domestic investment.
“Dr. Paul is the only candidate with a plan to cut spending and truly balance the budget,” says an executive summary of the plan, which POLITICO obtained, along with detailed spending and taxation levels, ahead of its release. “This is the only plan that will deliver what America needs in these difficult times: Major regulatory relief, large spending cuts, sound monetary policy, and a balanced budget.”
http://blogs.wsj.com/washwire/2011/10/17/ron-pauls-economic-plan-cut-5-cabinet-agencies-cut-taxes-cut-presidents-pay/?mod=google_news_blog
http://c3244172.r72.cf0.rackcdn.com/wp-content/uploads/2011/10/RestoreAmericaPlan.pdf
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Duration : 0:7:5
China’s deeply skewed sex ratio is expected to lead to a population of lifelong bachelors as large as the population of Texas by 2020. With fewer chances at parenthood under the one-child policy and the ancient preference for boys, the introduction of ultrasound technology has led families to selectively abort their girls. In China, 120 boys are born for every 100 girls. In some regions, the imbalance is as stark as 150 to 100. Some of these small rural hamlets have been nicknamed “bachelor villages” for their populations of single men.
With support from the Pulitzer Center, Deborah Jian Lee and Sushma Subramanian travel to China to explore the ramifications of the gender imbalance in the world’s most populous country. They report on the men in poor villages who can’t keep up in this competitive marriage market and whose prospects for finding a wife grow increasingly dim with each passing year. They investigate the gender imbalance’s impact on women — from bachelorettes who benefit from a glut of suitors to women who are sold by their families, or trafficked from poorer regions, to marry the leftover single men.
Experts predict that China’s marriage squeeze could radically alter Chinese society. Some researchers have said China’s ballooning savings rate, unparalleled in the world, could be a result of families’ pressure to accumulate cash to attract wives for their sons. Eventually, this trend could create a new marriage economy, encouraging lower-class parents to select for daughters to marry into wealthy families. Others forecast social unrest caused by the sexual frustration of a growing group of wifeless men. With an even starker gender imbalance looming for the next generation, the gender disparity, and its consequences, will only swell.
All reporting in this project “China’s Bachelors: When Men Outnumber Women” can be found here http://bit.ly/oP1AaZ
Duration : 0:1:47
Post Production and Director:
Stephen Davis
Preproduction:
Kyle Jones
Film Producer:
Jay Gowda
Supportive Staff:
Chenchen Yin
Anna Gau
Duration : 0:1:1
Let’s Talk Money: Harsh Roongta, CEO, Apnapaisa.com says it is unlikely for bigger banks to increase savings deposit interest rate to five and half-six per cent as even a one percentage additional pay on a total of Rs 15 lakh crore savings will have a huge impact.
Duration : 0:5:1