Where can I open a high interest savings account in Canada at a good rate? But I’m 16 and a lot of accounts are 18 and over so…….any ideas?
I don’t understand why you say "a lot of accounts are 18 and over." The banks work so hard to try to recruit customers at an early age so they can keep them hooked for life. They usually even offer accounts with no service charges.
There is no such thing as a good interest rate. The very best interest rate in Canada is ridiculously low. It doesn’t even cover the service charges most people have to pay.
I use and recommend ING Direct (http://ingdirect.ca). They say what they mean and mean what they say. They make it simple to understand and access their services. And, more in line with what you’re looking for, they don’t have service charges and they pay a higher interest rate than most banks.
Back to your under-18 comment, perhaps you are referring to Tax-Free savings accounts (TFSA’s). They’re not available to people under 18 because that’s the law, so you’ll end up paying tax on any interest you earn (depending on your other amounts of income).
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